When I had geico, I would drop collision and comp for the winter to save money. AMIG saved me a ton. I could live with full coverage for the year but they will let you drop collision for the winter but they want you to at least keep comp because of fire or theft.I just got my 2015 earlier today. Progressive quoted me about $600 and some change for full coverage for a full year. During non-riding seasons, are we able to reduce the coverage, and save money, or are we stuck the whole year?