Friend just insured his Hybusa @ State Farm for cheap. They only look at the displacement not the bike type.
Great...Called State Farm and they quoted me $703 per year for the same coverage that Progressive quoted me for $4000. Huge difference.
Exactly. Need to know coverage+deductible to compare prices. Also, I've found that the additional premiums for better coverage is minimal.Not only is "full coverage" a very vague term, but other rating issues (age, location, married, credit score, home ownership, etc.) make it almost impossible to say that just because I got the best rates from GEICO, that someone else would too.
Unfortunately, as an attorney, I see that the cheapest rates are not necessarily the best thing to go for --- unless you can guarantee you'll never be in an accident. Some insurance companies go way out of their way to deny claims. Good claims handling should be a factor in which insurer you go with.