Ya, but at $120 a month for me, that's about $6000 over 5 years, which is a large chunk of what I paid for the bike. Also, if you total bike, you might be lucky to get 70% of what you paid for it, so, I will take my chances.I'm getting $3K/year quotes right now. This sucks. The Versys just got a lot more attractive. I'm planning on paying cash as well. But getting the bare minimum on a new bike is scary regardless.
I got Geico, 3 bikes, 3 cars, discounts include MSF course, dual policy, multi-cycle, mature rider and something called 'Transfer or Renewal (all vehicles)'! $96.00 per month ($1150 per year) includes liability, comprehensive and collision with $500 deductible. That is more than double the $495 I pay for the 2012 ZX14R and 3 times the $328 I pay for the 2006 ZX14, all with the same coverage. I was going to start shopping next week. Now I know some I don't have to check. I was expecting it to come in at around $750 a year, I got shocked!