Angelo and Gary, you both have great points and I as well think of myself as a seasoned enthusiast. My previous bikes include the ZRX1200, 919, Tuono R, R1100S boxer cup and the R1200GS.
The naked FZ1 is sweet and sometimes I wish I could keep mine, do the naked headlight and buy another bike, but I live in a condo and parking is at a premium.
I love the idea of the ABS and TC, as I have no problem riding in the rain, dirt and have been out when ice could be encountered. The preload adjuster to immensely practical as my wife enjoys riding with me and the ability to quickly adjust for a passenger is great (enjoyed that on the GS). I like the adjustable screen for the same reason, quick adjustments to suit the mood.
I do expect the insurance will be more than the FZ1, but fortunately that really isn't a determining factor for me at this point.
I've done the BMW thing and I do like their new R1200RS, but I am having the same struggles with, "Do I really want to spend the extra $, and what do I get for those extra $$."
So really what I come down to is I need 1 bike that can; be fun racing around back country roads, can do long distance sport touring, can handle poor road conditions, can carry a passenger reasonably comfortable (as comfortable as the rider) and that doesn't put an unnecessary burden on my play money. I know, there is no one perfect bike, but I am a firm believer in the concept of, "better is the enemy of good," and am willing to pick up something that is just good, as opposed to perfect, at all of the things that I want in a motorcycle...today
