I switched from Progressive to Nationwide when I bought my N1K. IIRC, Progressive wanted somewhere around $1500/yr, full coverage, 50-something female, spotless driver record AND RiderCoach. I think Nationwide had come in around $500, with a $1000 deductable, and then dropped to $350-ish after the first year. I elected to drop my deductible to $500, and I think my last bill for that bike was $438. I'm in the Missouri Ozarks.
I will add that Nationwide truly was "on my side" when I totaled my bike. The adjuster who got stuck with dealing with me and all my farkles was AWESOME!!! He got me enough out of my N1K to pay off the loan and buy a 2017 NINJA 300 KRT outright. And the adjuster who dealt with the personal injury side of the other party (the crash was deemed my fault) didn't let their ambulance-chaser attorney push her around. They wanted an ungodly amount of money which would have been over my limits. It was completely crazy, given that it was an N1K vs a Honda Pilot, for crying out loud! Good grief, I high-sided and ended up with two small bruises, a stiff neck (Thanks Arai and Motoport!), and a totaled bike. There's NO WAY they were hurt that bad!!! Well, she got them down to well within my limits, paying their expenses and a little bit for their "pain and suffering". The point here is that when choosing an insurance company, there's more than just the premium amount to consider. My N300 is insured with Nationwide, and I expect to be a customer for good.
2017 NINJA 300(0) ABS KRT ("Sheldon")
2015 green N1K (Is there any other color?? Much-loved and missed...)
2013 VW Beetle TDI 6spd convertible ("Bug")
Someday I hope to be the rider that my bike deserves.
ATGATT: Because the laws of physics couldn't care less
All the worry in the world doesn't prevent death. It prevents life.
Last edited by BAZININJA; 11-19-2019 at 10:55 AM.