What do you pay in motorcycle insurance? - Page 3 - Kawasaki Ninja 1000 Forum
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post #21 of 173 Old 01-18-2015, 05:26 PM
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Try AMIG They are highly rated, and very reasonable for my Ninja 1000. Then again, in Utah you have maybe 5-6 nice days a year to ride. Still, a great rate from them...
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post #22 of 173 Old 04-09-2015, 10:23 PM
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I just got my 2015 earlier today. Progressive quoted me about $600 and some change for full coverage for a full year. During non-riding seasons, are we able to reduce the coverage, and save money, or are we stuck the whole year?
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post #23 of 173 Old 04-09-2015, 11:01 PM
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american modern $360/yr full coverage. I was paying $680/yr through state farm
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post #24 of 173 Old 04-28-2015, 04:42 PM
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So Progressive actually classifies this bike as a full-on super sport. I had them when I bought the bike and the premium was changing to $1,400 when I added it to drive off the lot.

Days later, I researched pricing with Dairyland (at Kelly Insurance in Cuyahoga Falls, Ohio). Dairyland classifies it more like a touring bike! The premium is only $375 and I added everything I could think of (lots of uninsured motorist coverage-- because I want that in case some cager runs me over). Very happy now...
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post #25 of 173 Old 04-30-2015, 03:29 PM
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I just looked up dairyland insurance and I have yet to see a single positive review about them. Have any of you had to file a claim with them?
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post #26 of 173 Old 04-30-2015, 05:18 PM
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Quote:
Originally Posted by pokebreaker View Post
I just got my 2015 earlier today. Progressive quoted me about $600 and some change for full coverage for a full year. During non-riding seasons, are we able to reduce the coverage, and save money, or are we stuck the whole year?
When I had geico, I would drop collision and comp for the winter to save money. AMIG saved me a ton. I could live with full coverage for the year but they will let you drop collision for the winter but they want you to at least keep comp because of fire or theft.



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post #27 of 173 Old 04-30-2015, 05:39 PM
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I have Rider Insurance, it's strictly a motorcycle insurance company. No good deal though on my N1K, full coverage was around $1600, I pay just over $200 for liability only. I have our other 2 bikes through them though and they are extremely cheap, my XR650R is only $29 a year, and the wifes ninja 250 is only $19!!

2014 Blue N1K, Ivan's flash, Sargent Seats, Angel GT's, Motodynamic fender elim, piug screen, folding levers, brawlers, gi-pro gear indicator, rim tape, bar end mirrors

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post #28 of 173 Old 05-03-2015, 08:12 AM
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Just bought my bike, my Allstate agent said its just classified as a ninja, same rate no matter model type. I just carry liability and comp. on all my bikes. The rate was 335.00 per yr. they wanted 800 more for collision.

1999 XX Blackbird
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post #29 of 173 Old 05-03-2015, 04:02 PM
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Dairyland did me well when my house burned down and I lost all my motorcycles. I had a Ducati Monster covered with them. While there wasn't a local agent I had absolutely NO problems with the claim. They paid quickly and I got to keep the bare frame as a souvenier.

2007 Kawasaki zx6r (track)
2008 Ducati Hypermotard (hooligan)
2014 Kawasaki Ninja 1000 (sport/touring)
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post #30 of 173 Old 05-05-2015, 11:35 AM
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Dairyland saved me a ton from geico they understand this is not a zx10r and that I lived in a shortened riding season area
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