I went from a Yamaha FZ6R to the Ninja 1000 and the yearly cost to insure was roughly $100 less ($240/year). I asked the woman on the phone if that was right and she said they get better rates on Kawasaki's for some reason. I will not argue. I basically have liability only coverage.
That is surprising that it cost less for a bigger engine. I'm always amazed that power or sport cruisers (vrod/vmax) are much less than sport bikes like ours, even though they're just as fast and have larger engines AND we're not young guns either.
I have Geico and full coverage is $1138/year. I drop full coverage for four months during winter.
I'm trying to pick anyone up here so don't go there! I'm just curious if you guys are paying these rates as single folks or married. I just got married after being divorced for a few years and I'm wondering if my rates will go down.
that's not bad. I just switched from Progressive to AAA. Now I pay just a little over $400/yr for a $250 deductible comprehensive and collision. pretty much full coverage. that's w/o combining with auto and home insurance. i was told, if you do that then you can lower it even more....
2008 Ducati Hypermotard full coverage roughly 280/yr
2014 Kawasaki Ninja 1000 full coverage roughly 260/yr
2007 Kawasaki ZX6r liability/comprehensive only (No collision)(trackbike) 320/yr
Liberty Mutual and I have my house with them too. I'm just south of 50. And my rates dropped when I moved from the burbs of Louisville KY right across the river to Southern Indiana. No, I'm not a Hoosier. I still use my turn signals.
I inquired with amig but the representative couldn't find the ninja 1000 to give me a rate. I told her it's not the zx-10r but it has the same 1043cc engine as the z1000. Some markets call it z1000sx and the submodel is zx1000g. She said I need to give her the vin #. I will continue to engage in the process but it's not instilling confidence.
I wouldn't recommend Geico to my enemy! It's all fun and low rates for years (you pay like clock work) until when you have an incident and get f**ing over of your life. Bad faith lawsuits are a track record for them. I'd take my business anywhere else besides them. How do you think they can come up with 20 stupid lizard commercials a week? Simple!! By denying claims of their insured. Enough said!