My Geico bill went DOWN!! - Kawasaki Ninja 1000 Forum
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post #1 of 25 Old 10-07-2014, 01:43 PM Thread Starter
Dan
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Smile My Geico bill went DOWN!!

I went from a Yamaha FZ6R to the Ninja 1000 and the yearly cost to insure was roughly $100 less ($240/year). I asked the woman on the phone if that was right and she said they get better rates on Kawasaki's for some reason. I will not argue. I basically have liability only coverage.
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post #2 of 25 Old 10-07-2014, 03:10 PM
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That is surprising that it cost less for a bigger engine. I'm always amazed that power or sport cruisers (vrod/vmax) are much less than sport bikes like ours, even though they're just as fast and have larger engines AND we're not young guns either.

I have Geico and full coverage is $1138/year. I drop full coverage for four months during winter.



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post #3 of 25 Old 10-07-2014, 11:48 PM
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I'm trying to pick anyone up here so don't go there! I'm just curious if you guys are paying these rates as single folks or married. I just got married after being divorced for a few years and I'm wondering if my rates will go down.
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post #4 of 25 Old 10-08-2014, 06:44 AM
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Married with a child and being born during the Johnson (not Andrew) administration didn't help.



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post #5 of 25 Old 10-08-2014, 10:56 AM
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Guys, try AMIG insurance.

Geico and Progressive wanted to work me over. I'm 50, one ticket on record, no accidents, and have several kids I've not even met.

I dont work for them, but for me, they were by far and away the cheapest....

Geico quoted me 630. AMIG was half that. I dotn work for them, they were just the best i found. Good AM best rating, too, (A+ superior) so its a real company.

Cheap? Not really. I'm in Utah, so the riding season only lasts 3-4 weeks...feels like it , anyway.

American Modern
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post #6 of 25 Old 10-08-2014, 08:18 PM
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that's not bad. I just switched from Progressive to AAA. Now I pay just a little over $400/yr for a $250 deductible comprehensive and collision. pretty much full coverage. that's w/o combining with auto and home insurance. i was told, if you do that then you can lower it even more....
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post #7 of 25 Old 10-08-2014, 11:53 PM
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I have 3 bikes.

2008 Ducati Hypermotard full coverage roughly 280/yr
2014 Kawasaki Ninja 1000 full coverage roughly 260/yr
2007 Kawasaki ZX6r liability/comprehensive only (No collision)(trackbike) 320/yr

Go figure.

Liberty Mutual and I have my house with them too. I'm just south of 50. And my rates dropped when I moved from the burbs of Louisville KY right across the river to Southern Indiana. No, I'm not a Hoosier. I still use my turn signals.
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post #8 of 25 Old 10-09-2014, 06:41 AM
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I inquired with amig but the representative couldn't find the ninja 1000 to give me a rate. I told her it's not the zx-10r but it has the same 1043cc engine as the z1000. Some markets call it z1000sx and the submodel is zx1000g. She said I need to give her the vin #. I will continue to engage in the process but it's not instilling confidence.



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post #9 of 25 Old 10-09-2014, 05:09 PM
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Cowasockee:

I got a quote for $704 which is a major reduction but nothing close to yours and those living in the normal/regular part of the country.

AMIG is based in Cincinnati? Have you had to file any claims with them?
I like the price, I just want to be confident that this isn't run out of a basement in the Ukraine.



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post #10 of 25 Old 10-09-2014, 10:52 PM
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I wouldn't recommend Geico to my enemy! It's all fun and low rates for years (you pay like clock work) until when you have an incident and get f**ing over of your life. Bad faith lawsuits are a track record for them. I'd take my business anywhere else besides them. How do you think they can come up with 20 stupid lizard commercials a week? Simple!! By denying claims of their insured. Enough said!
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